Am I Eligible for a DIY Divorce in New York? (2026)
New York's no waiting period, low minimum fees, and free official forms make it accessible for DIY divorce. Work through these questions.
Section 1 — Basic Eligibility
1. Do you meet one of New York's residency pathways?
- 2 years in NY (either spouse)
- 1 year in NY AND married in NY, lived in NY as couple, or grounds occurred in NY
- Both currently in NY AND grounds occurred in NY
- ✅ Yes — continue
- ❌ No — wait until you qualify
2. Was your marriage solemnized in a religious ceremony?
- ✅ No (civil ceremony) — UD-4 not needed, proceed
- ⚠️ Yes — you'll need to complete UD-4 (Sworn Statement of Removal of Barriers to Remarriage)
Section 2 — Agreement Factor
3. Do both spouses agree on all terms?
- ✅ Yes — strong DIY candidate
- ⚠️ Not yet, communicating well — reach agreement before filing
- ❌ Spouse unresponsive — default divorce path
- ❌ Spouse wants to contest — contested divorce, consider attorney
4. Have you agreed on all property and debt?
- ✅ Yes — proceed
- ⚠️ Mostly — resolve remaining issues before filing
- ❌ Can't agree — consider mediation before filing
Section 3 — Complexity
5. Do you live in New York City (Manhattan, Brooklyn, Queens, Bronx, Staten Island)?
- ✅ No — faster processing expected
- ⚠️ Yes — budget 3–6 months for processing; file a complete, error-free packet
6. Do you have a NYC co-op apartment?
- ✅ No — standard deed transfer applies
- ⚠️ Yes — co-op board approval required for transfer; contact board early
7. Do either of you have NYC public employee pensions (NYCERS, TRS, Police, Fire)?
- ✅ No — standard QDRO process applies
- ⚠️ Yes — contact the specific pension system before finalizing your Stipulation; each has unique requirements
8. Do either of you have significant pre-marital assets with appreciation during the marriage?
- ✅ No — simpler
- ⚠️ Yes — active vs. passive appreciation distinction can be complex; consider attorney consultation for this piece
9. Has either spouse hired an attorney?
- ✅ No — level playing field
- ❌ Yes — consider hiring one yourself
Section 4 — Safety
10. Is there any history of domestic violence?
- ✅ No — proceed normally
- ❌ Yes — call the National DV Hotline (1-800-799-7233). New York has strong protective provisions. An attorney can help you access them safely.
Your Results
Strong DIY Candidate
Agreed on everything + no complex assets + use nycourts.gov/courthelp + complete packet carefully = ready to proceed.
One critical tip: New York has more forms and procedural requirements than most states. Read the UD packet instructions thoroughly before starting. Incomplete packets are the #1 cause of delays.
Good DIY With Some Help
- NYC co-op — research board requirements
- Public employee pensions — contact pension system before MSA
- Forms feel overwhelming — use Online Divorce or 3StepDivorce
- Upstate filer with simple case — you're in great shape, just follow the instructions carefully
Consider an Attorney
- Disagreement on child custody
- History of domestic violence
- Significant pre-marital assets with complex appreciation
- NYC co-op with complicated board situation
- Public employee pensions with complex division
- Spouse has hired an attorney
New York's Best Free Resources
- nycourts.gov/courthelp — Official free UD packet and instructions (best starting point)
- lawhelpny.org — Free legal aid for qualifying New Yorkers
- Your county's Supreme Court Self-Help Center — in-person or phone help in many counties
New York Document Services
- Online Divorce — onlinedivorce.com
- 3StepDivorce — 3stepdivorce.com
- LegalZoom — legalzoom.com
Last reviewed: March 2026
Last reviewed: March 2026 · Verify current fees and forms with your local court before filing.